She can stay on a budget!

Wow! Uh good for her….

Alright, alright, I did get this tip from a friend. Everywhere we went she paid cash. Her wallet was always full. I asked her one day why she always carried so  much cash and she explained that it is easier to stay on budget that way. Then when it is gone it is gone until pay day. She has a certain amount  each month for food, clothing etc. and she tries to have a little cash left over to rollover to the next month. The truth is, it is good to get big bills too because you hate to break them and so you are less likely to spend as much.

Of course it does tend to limit your online shopping…always a bother.